Bankruptcy Attorney Madison, AL

Bankruptcy Attorney Madison, AL

Chapter 7 Practice in Madison, AL, and the Surrounding Areas

  • Businessman Holding a Contact Card — Decatur, AL — John Zingarelli, Attorney at Law


What is Chapter 7 Bankruptcy? 

The purpose of a chapter 7 bankruptcy is to eliminate the debt you are financially unable to handle. Normally, it is possible to retain assets such as houses and cars so long as you continue to pay for them. 

When you file a case, it is necessary for you to disclose your assets to a bankruptcy trustee and to declare any debts that you intend to keep and pay. 

We walk you through the entire process and prepare the paperwork for filing with the court.

Fees for chapter 7 filing vary with the complexities of the case.

I will discuss these complexities and work with you until the case is over.

How John Zingarelli Can Help You

Do you intend to file a Chapter 7 bankruptcy claim? John Zingarelli, Attorney at Law, can assist you in getting rid of your debts. Get the help you need with all the necessary legal documents. Your bankruptcy file can be overseen by a trustee. This trustee reviews the data in the documents submitted to the court and ensures that all legal procedures are followed.

Canceling Your Debts

It can take up to four months to complete the Chapter 7 procedure. The objective is to get your debts forgiven while giving you excellent bankruptcy law services. Contact John Zingarelli, Chapter 7 bankruptcy lawyer in Decatur, Madison and Athens, Alabama, for additional details or to arrange your FREE consultation. Please use our online form to submit an appointment request.

Get in touch with John Zingarelli, Attorney at Law, today by calling 256-350-1264.

Filing for Chapter 13

If chapter 7 is not a good option for your situation, chapter 13 can allow you to pay certain debts through a five-year repayment plan.

This can be especially useful if you are behind on your house payments and cannot get your account current. It can also allow you to lower your car payments and interest rates in some circumstances.

Individual situations can vary dramatically, so it is important to discuss your situation together, so you know what can and cannot be done in your case.

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