I am an attorney who will discuss with you a wide range of solutions for financial problems. If bankruptcy is appropriate I act under the Bankruptcy Code as a "Debt Relief Agency," to help you file for bankruptcy.
How Does Chapter 7 Bankruptcy Work?
When you're filing for Chapter 7 in Decatur, AL, the court will place a temporary stay on your current debts, which means that creditors can't collect payments, repossess property, turn off your utilities, or garnish your wages. For many, this can be a great relief. However, it's important to note that the court will then take legal possession of your home and/or property when the stay has been granted. A bankruptcy trustee is then assigned to your case by the court to review your finances and assets to determine what can be sold to repay your creditors.
Filing for Chapter 7 in Decatur, AL can be stressful and emotionally draining. With a professional and compassionate attorney on your side, you can rest assured that your case is in the right hands. For more information on Chapter 7 bankruptcy or to schedule a consultation with our legal team, contact John Zingarelli Attorney At Law today.
We Can Help You File Your Chapter 7 Bankruptcy
Are you planning on filing for Chapter 7 bankruptcy? As the trusted Chapter 7 attorney in Decatur, AL, John Zingarelli Attorney At Law can help relieve you of your debts. Get the assistance you need dealing with all required legal paperwork.
A trustee can be appointed to oversee your bankruptcy filing, who will likely be a local attorney or federal employee. This trustee ensures that all procedures are followed according to the law, while they also review the information in the documents filed with the court.
Save Your Property and Finances
Next, your trustee will take possession of your nonexempt property or asset and liquidate it. This is to raise money that can be paid to any creditors who are eligible under the law. John Zingarelli is the top Chapter 7 attorney in Athens, AL and will work to ensure you lose as little of your property as possible, while most of it remains secure and under your control.
Working to Cancel Your Debts
The Chapter 7 process can take up to four months to complete. The goal is to get your debts canceled while providing you with high-quality bankruptcy law services. For more information or to schedule your FREE consultation with a Chapter 7 bankruptcy attorney serving Decatur and Athens, AL. Please fill out our online form to request an appointment.