What documents should I bring when meeting with a lawyer?
For the first meeting, we need to know who you owe and your best estimate of the amount owed. If you own real estate, we will need to know the mortgage(s) amount. Please contact John Zingarelli Attorney at Law to schedule your consultation with one of the most experienced bankruptcy lawyers.

Who will be doing the actual work on my case?
Unlike other firms where the bankruptcy attorneys pass work off to their assistants, John Zingarelli will do the bankruptcy paperwork with you. We also have an office staff that will assist with the bankruptcy case as well.

Can I eliminate student loans through bankruptcy?
There are several options regarding student loans. They can be discharged in cases of hardship or your payments can be modified to match your ability to pay. Contact our bankruptcy attorneys today to learn more.

What alternatives do I have to bankruptcy?
There are various alternatives that do not include bankruptcy and they can be discussed in a consultation with your bankruptcy lawyers since it depends on the case. Call to schedule a consultation with John Zingarelli Attorney at Law.

How will bankruptcy affect my credit?
It will show on your credit report for 10 years, but there are steps we can discuss for rebuilding your credit during that time. It is still possible to purchase houses and vehicles well within that 10 year period. To learn more about Chapter 7 or Chapter 13 bankruptcy, contact us today.

Is there a fee for a consultation?
There is no cost for the initial consultation. As one of the trusted bankruptcy attorneys in the area, John Zingarelli Attorney at Law can review your case and let you know what your options are.

Do I qualify for filing Chapter 7?
Most people do qualify for Chapter 7 bankruptcy but it depends on your income. Details about your qualifications will be discussed in your initial consultation. Call us today!